Buying a House?!?! First Time Buyer or not, understanding your credit is helpful!!!

Thinking about buying you First Home? 

Thinking about selling your existing home and buying a different home? 

What ever situation you fall in, it's important to understand your credit!

 

There are four steps you can take to make sure that you are top of your credit at all times, not just when making a purchase. 

1) Know your credit ~ You are able to get a copy of your credit report for free on an annual ba...

We hear it all the time... Credit, Credit, Credit.. Take Care of your Credit!!! Why? Why should we take care of our credit? How does our credit score impact us? How does it impact buying a house? a car? etc... Having a great credit score can actually save you thousands of dollars on a 30 yr home loan... Literally thousands!!! On a 300k home purchase, you could end up saving 100 thousand on a 30 year loan!!! Yes, I said it, ONE HUNDRED THOUSAND DOLLARS!!! That is a lot of money!!! And... that sav...

Minneapolis St. Paul~ A seller's market! If you've ever thought about moving, now may be the time!

Still wondering if the market has improved enough??? Wondering if NOW is the right time for you and your life situation??? Wondering if you have equity to sell???  

Now IS most likely the right time!!! The Minneapolis/St. Paul Prime Market is moving!!! The end of 2014 saw a slow down in sales and the market that was starting to balance itself out. January 2015 arrived and the Minneapolis/St. Paul...

Home Values are on the Rise... Is this another BUBBLE? 

This is a question that I am being asked quite often lately. While it is true that values are increasing rapidly, researcers believe that we are not in a BUBBLE type environment. The rise in value is simply a supply and demand situation. The number of homes listing are NOT listing fast enough to keep up with the demand of the buyers out looking to buy! So, while this supply and demand is causing values to rise and this to be very much a se...
Three Bedroom Twin Home that has both the indoor/outdoor space of a Single Family Home!

This home is now SOLD!!!

7021 Pima Lane has both the indoor space to make you smile and the outdoor space to make you feel like you own a single family home (only you don't have to do the yard maintenance)!  

Features include: 

*3 bedrooms (HUGE Master Bedroom)

*New Chandeliers

*Newer carpet

*New counter and Delta Faucets in the upstairs bathroom

*Double Sinks in the Upstairs Bathroom

*Tile surround in the shower upstairs

*Large Deck 

*Walk out Patio door from lower level to the back y...

Get the Skinny on Real Estate Trends in Your Area! September 2015

 

Fall is here and the real estate market continues to move quickly! 

Both Closed Sales and Pending Sales rose in August 2015! (7.8% and 12.1% respectively).

Prices rose moderately at 2.7%

Seller's received 97.1% of list price~ This is also up from the August 2014!

Prices rising and seller's receiving closer to list price for their homes may be due to there being less homes on the market. The number of homes for sale fell 13...
Impressive Home! Amazing Lot! Privacy and Peace can be yours!!!

THIS HOME IS NOW SOLD!!!

This home has so many impressive features! Let's start outside... The front porch spans the entire length of the home! There is a walking trail that goes right by the house! There are two ponds behind the home! The lot to the west of the home is unbuildale (no neighbors)! Moving Inside... Master Ensuite on the Main Floor with separate tub and shower! Laundry on the main floor too! Two large bedrooms upstairs and a loft! An unfinished basement for you to add your touch t...
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Rachel Fredrickson
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